The new reality

Currently it’s not for the fainhearted to follow the developments on the worlds stock exchanges. 15 years of bull market has been replaced by an ugly bear which seems to send anything with an incling of tech down, down, DOWN in the market. Well, it pretty much sends everything down to an extend where it… Continue reading The new reality

The satisfaction trap

With the end of free money being upon us, we will undoubtedly start to wonder more about how we spend our money. That will also manifest itself to the digital products and services we use, where we will be more keen to ensure that we feel, we get real value for our money. But not… Continue reading The satisfaction trap

The end of free money

Few things have been such an important catalyst for entrepreneurs and startups over the last 15 years as the availability of basically free money. Not only has it been associated with low costs of borrowing. It has also provided investors with a higher appetite for risk as they have lacked other more ‘safe’ alternatives for… Continue reading The end of free money